
The average home in the U.S. spends $2,200 on energy each year. That’s $183/month. Rather than spending this money on energy purchases, the smart approach is to invest it in greater energy efficiency. If you’re building a new home, it’s possible to reduce your energy purchases to zero with the buying power gained from that same $183. Here’s how it works. If you have a 30-year mortgage at about 4.2%, you can cover the additional payments on an increase in your loan of about $37,500 for energy saving features for your home. That’s enough to turn most home designs into zero energy homes, before incentives. Federal and state tax credits along with utility incentive...






